finances for idiots
Bonddad at Daily Kos directs us to a little thing I'm going to call finances for idiots. Go read it. It's hysterical. ( I won't link directly to it though. Yack. Too many locksteps over there and I don't want them here.)
According to it, I can just roll my debt over and over again and the institution won't care that I didn't pay, because it's not an individual and debt can be rolled over until the Sun burns out.